Automation means GUARANTEED compliance. Roohmz even sends ALL your adverse notices FOR YOU.
Roohmz can be configured in less than five minutes to address all of your compliance requirements nationwide. Roohmz ensures disclosures are delivered and loans are decisioned within compliance guidelines - it even withdraws files and sends the proper adverse notice to your applicant without human workers getting involved. High cost and RESPA tests can be automatically run throughout the loan process to prevent needless costs at closing. It even automatically discloses a new GFE if prices exceed governed tolerances. Hands free. Worry free. Effortless.

Learn more about Guaranteed, Effortless Compliance

One click ordering of state specific disclosures - with complete RESPA compliance monitoring.
Roohmz makes ordering loan specific, state specific disclosures, which are fully indexed and fully named, as easy as a single mouse click. High cost tests are automatically run and logged to ensure compliance with all predatory lending and RESPA laws. If disclosures cannot be delivered electronically, Roohmz automatically routes them via three-day FedEx, or US Mail, ensuring hard copies are automatically delivered for ink signatures if necessary and all tracking numbers imported for compliance purposes.

Consumer Portal
Each applicant receives their own web-based portal called a Roohm, accessible directly from your website. Once inside, the applicant can sign documents, check the status of their loan and find out next steps.

E-Signing and Document Presentation
Roohmances the consumers comfort level during the pre-disclosure process by displaying documents in a manner that is easy to comprehend and nonthreatening. A simple mouse click allows applicants to digitally sign documents - while still allowing them to deliver ink signed documents to your office without ever leaving their desk.

Collaboration
Lenders may invite business partners into the loan (such as the referring real estate agent, an appraiser, title agent, etc) providing efficient collaboration with the consumer. Using tools such as micro-blogs and discussion boards, consumers can get answers quickly and meetings can be easily coordinated with all parties using less effort.

Loan Status and Real-Time Guidance
Roohmz enriches the applicant experience by providing real time loan status and the estimated number of days to closing. Each milestone contains customized information to explain and enhance the understanding of each step within your mortgage process. Important instructions can be delivered directly to the consumer's desktop to easily keep them informed of actions they need to take.

Loans files moved to the right person at the right time.
Roohmz tracks acts as a train track for your origination process ensuring every event has been completed before the loan is moved to your next status. Roohmz then "moves" the loan file to the appropriate person designated to next work on the file.

Prevent loan buybacks and "Out of Pocket" surpises at closing.
Roohmz ensures that all loans are underwriten in accordance with your specific guidelines, preventing human error. Thoughout loan origination, Roohmz monitors every loan to ensure each step has been completed, all documents have been recieved and no unpleasant RESPA violations occur at closing.

Access any loan file, any time, from any where.
When you need to find a loan file - or even a specific document, simply enter the file number, social or client's name into a single search field. Any employee, in any location, can find just what they need at the moment they need it. User level permissions can be set to restrict access based on corporate requirements.

Never send another adverse notice. Let Roohmz do it for you.
Roohmz monitors the status of every loan. When a file is declined or withdrawn (either manually or automatically) on behalf of compliance guidelines, Roohmz will deliver the correct adverse notice without a human worker ever getting involved.

Learn more about Automated Workflow